When selling your house, the price you choose isn’t just a number, it's a strategy. And in today’s market, that strategy needs to be sharp.

The number of homes for sale is climbing. And that means buyers have more choices and can be more selective. If your price doesn’t line up with what else is out there, they’ll scroll right past it and go on to the next one.

Pricing right from the start is your best move – and a great agent can help make sure you do.

Overpricing Comes at a Cost

And more sellers are finding that out the hard way. They list their house based on how things were a year ago – or based on a neighbor’s sale that happened under completely different circumstances. Then, when their house doesn’t sell, they’re left with three tough…

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0S064 Calvin Ct, Winfield, IL

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$ CLICK FOR CURRENT PRICE 3 BEDROOMS 1 BATHROOMS 0.14 acres Lot

Don't miss this charming 3-bedroom, 1-bath cedar split-level home in the heart of Winfield, Illinois! Located just minutes from the Metra train, parks, Central DuPage Hospital, and more, this home offers both convenience and comfort. Step inside to find wood laminate flooring and neutral decor throughout. The spacious living room flows into a formal dining room featuring a brick accent wall and slider to the backyard. The eat-in kitchen is a standout with a tile backsplash and quartz…

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115 N Jackson St, Batavia, IL

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$ CLICK FOR CURRENT PRICE 3 BEDROOMS 2 BATHROOMS 0.12 acres Lot

Welcome to 115 N Jackson St, where timeless farmhouse character meets modern convenience in the heart of downtown Batavia! This charming 3-bedroom, 2-bath home puts you just steps from parks, shopping, dining, and the scenic Fox River, with easy interstate access for commuters. Enjoy the newer fenced lot with a classic front porch and backyard patio-perfect for relaxing or entertaining. Inside, you'll find hardwood and wood laminate flooring throughout the main level, an inviting living…

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According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed.

Let that sink in. That means most homebuyers think they need better credit than they actually do – and maybe you’re one of them. And that could make you think buying a home is out of reach for you right now, even if that’s not necessarily true. So, let’s look at what the data really says about credit scores and homebuying.

There’s No One Magic Number

There’s no universal credit score you absolutely have to have when buying a home. And that means there’s more flexibility than most people realize. Check out this graph showing the median credit scores recent buyers had among different home loan types:

a graph of a credit score

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a screenshot of a phone

Some Highlights

  • With all the headlines circulating recently, you may be wondering what’s next for home prices? Here’s what the expert forecasts say.
  • Home prices are still forecast to rise nationally this year, just at a much slower pace. But price trends are going to vary by area.
  • To have a quick conversation about what’s happening in our local market, let’s connect.

Originally posted at Simplifying The Market.

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Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots. In others, sellers still hold the power. It’s a tale of two markets.

What’s a Buyer’s Market vs. a Seller’s Market?

In a buyer’s market, there are more homes for sale and not as many buyers. That means homes sit longer, buyers have more negotiating power, and prices tend to soften as a result. It’s simple supply and demand.

On the flip side, a seller’s market happens when there aren’t enough homes available for the number of people looking to buy them. Because buyers have to compete with each other to get the house they want, that…

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If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you.

Will Home Prices Fall?

Many buyers are hoping home prices will come down soon. And recent headlines about prices dipping in some areas are making some people believe it's just a matter of time before there’s a bigger drop. But here are the facts.

While home price growth is slowing down, that doesn’t mean we’re headed for a crash. As NAHB explains:

“House price growth slowed . . . partly due to a decline in demand and an increase in supply. Persistent high mortgage rates and increased…

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Foreclosure headlines are making noise again – and they’re designed to stir up fear to get you to read them. But what the data shows is actually happening in the market tells a very different story than what you might be led to believe. So, before you jump to conclusions, it’s important to look at the full picture.

Yes, foreclosure starts are up 7% in the first six months of the year. But zooming out shows that’s nowhere near crisis levels. Here’s why.

Filings Are Still Far Below Crash Levels

Even with the recent uptick, overall foreclosure filings are still very low. In the first half of 2025, just 0.13% of homes had filed for foreclosure. That’s less than 1% of homes in this country. In fact, it’s even far less than that at under a quarter of a…

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35W837 Crispin Dr, Elgin, IL

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$ CLICK FOR CURRENT PRICE 3 BEDROOMS 2 BATHROOMS 0.28 acres Lot

Welcome to this beautifully maintained 3-bedroom, 2-bath split-level home nestled on a landscaped lot with fantastic curb appeal. The 2-car garage features a MyQ garage door opener for modern convenience, and a concrete drive. Fenced backyard with a spacious patio and storage shed-ideal for outdoor entertaining. Inside, luxury vinyl plank flooring flows throughout the main level, highlighting a sun-filled living room with slider to the backyard and an adjacent formal dining room. The…

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130 69th St, Darien, IL

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$ CLICK FOR CURRENT PRICE 3 BEDROOMS 2 BATHROOMS 0.31 acres Lot

Step inside this beautifully updated 3-bedroom, 2-bath Cape Cod and prepare to be impressed. Major updates include new windows, siding, and gutters (2016), an upgraded 200-amp electrical panel, and a remodeled kitchen featuring granite countertops and stainless steel appliances-perfect for the chef in you. The main level boasts luxury vinyl plank flooring (2019) and a spacious living room with a cozy woodburning fireplace, ideal for chilly evenings. Stay comfortable year-round with a brand new…

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