Thinking about making a move in Saint Charles this fall? Whether you're looking to sell your home or finally make that purchase, the latest market numbers are here—and they’re eye-opening. With only 1.32 months of inventory, this charming Fox River town is deep in a seller’s market. What does that mean for you? In short: fast sales, tight competition, and hardly any room for hesitation.
We’ve broken down the stats, trends, and what it all means for buyers and sellers alike. Backed by real-time insights and expert input from The Kombrink Team at One Source Realty, this is your go-to guide for navigating Saint Charles real estate in September 2025.
Market Highlights at a Glance
Here’s a quick look at what’s happening in Saint Charles right now:
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Inventory Available: 1.32 months
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Inventory Change (Monthly): ↓ 53%
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Inventory Change (Yearly): ↓ 69%
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Median Sale Price: $424,900
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Median Days on Market: 5
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Sale-to-List Price Ratio: ~100%
It’s a competitive, fast-moving market that leaves little room for indecision—especially for buyers.
Low Inventory + High Demand = Seller's Market Strength
Let’s start with the biggest headline: 1.32 months of inventory. That’s extremely low and signals that Saint Charles is fully entrenched in a seller’s market. A balanced market usually has 5 to 6 months of inventory. Anything lower—and we’re talking serious seller leverage.
And the change is happening fast:
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Inventory plunged 53% in the last month alone
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Year-over-year, inventory is down a whopping 69%
This drop means that homes are being scooped up quickly, and new listings just aren't keeping pace with demand.
Sellers: This Is Your Window of Opportunity
If you’re a homeowner in Saint Charles, this market is singing your name. Here’s what the data is telling us:
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Homes are selling for 100% of asking price, on average
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The median days on market is just 5
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You’re facing less competition from other sellers
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Buyers are coming in ready to bid competitively
In other words, sellers are consistently meeting or exceeding their pricing goals. And with homes selling in under a week, the pressure is on to prep and launch the listing with precision.
Quick Tips for Sellers:
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Stage your home to stand out
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Price strategically based on comparable recent sales
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Have a marketing plan ready before listing
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Be prepared for multiple offers and quick negotiations
According to The Kombrink Team at One Source Realty, one of the keys to success right now is getting your home market-ready before the listing goes live. In a fast-moving market, first impressions can make or break a sale.
Buyers: Be Strategic, Be Quick
If you're a buyer hoping to land a home in Saint Charles this fall, it won’t be easy—but it’s not impossible.
Here’s what you’re up against:
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Limited inventory (69% drop from last year!)
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Homes selling at 100% of asking price
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Properties going under contract in 5 days or less
The takeaway? You’ve got to be fast, financially ready, and flexible.
Buyer Tips to Compete in This Market:
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Get pre-approved before touring homes
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Work with a local expert who knows how to move quickly
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Be ready to submit your best offer upfront—no lowballing
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Keep contingencies minimal, but don’t skip inspections unless advised by your agent
Yes, the market is challenging—but if you come prepared and work with a knowledgeable team like The Kombrink Team at One Source Realty, you can still find your perfect place in Saint Charles.
Median Price Point: $424,900 – What Does That Get You?
The current median sale price in Saint Charles is $424,900. That’s your benchmark for both affordability and home value.
For sellers, this number can help guide pricing strategy when listing a home. For buyers, it’s a reference point for setting expectations and budget.
While $424,900 is the median, actual home prices can vary significantly based on:
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Neighborhood
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School district
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Square footage and lot size
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Home condition and upgrades
If you’re unsure how your property stacks up—or what you can afford in this market—reach out to a trusted local agent who knows the nuances of Saint Charles.
What’s Fueling the Market in Saint Charles?
Several factors are contributing to the current seller-friendly landscape:
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Low interest rates have kept buyers engaged
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Limited housing supply, especially new construction
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Saint Charles remains a highly desirable location with great schools, riverfront charm, and a vibrant downtown
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Many buyers are moving in from surrounding suburbs, driving additional demand
Bottom line: The market conditions are not likely to cool dramatically in the short term unless inventory sees a sudden increase or demand wanes—which doesn’t seem to be happening anytime soon.
Expert Guidance from The Kombrink Team at One Source Realty
This market isn’t for the faint of heart—but that’s exactly why working with the right team matters.
The Kombrink Team at One Source Realty offers deep experience in Saint Charles and the surrounding areas. Whether you're a buyer or seller, they bring strategy, negotiation power, and real-time market awareness to the table.
If you’re selling, they’ll:
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Maximize your home’s value
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Market it aggressively
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Help you navigate the flurry of offers with confidence
If you’re buying, they’ll:
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Act fast on new listings
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Advise you on competitive offer strategies
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Help you stay grounded while navigating a fast-paced process
FAQs About the Saint Charles Market – September 2025
Is it a good time to sell in Saint Charles?
Absolutely. Low inventory and high buyer demand make this a prime seller’s market.
How fast are homes selling?
The median time on market is just 5 days—homes are often gone in under a week.
Are sellers getting full price?
Yes. On average, homes are selling for 100% of list price.
Is $424,900 the average home price in Saint Charles?
It’s the median sale price, which means half the homes sold were above and half below this price point.
Should buyers wait for prices to cool?
Waiting could mean missing out entirely. If interest rates rise or inventory drops further, affordability could get even tighter.
Wrapping It Up: Saint Charles Is Red-Hot for Sellers
The numbers don’t lie—Saint Charles is one of the most competitive markets in the region right now. With shrinking inventory, soaring demand, and homes flying off the market, this is an ideal time for sellers to make a move.
For buyers, success is still within reach, but it requires speed, strategy, and expert support.
No matter your next move, The Kombrink Team at One Source Realty is here to help you navigate this fast-paced market with clarity and confidence.